Wednesday, August 31, 2011

Shopping for wood countertops, cabinets, or doors? FSC and SFI are the two green certifications you need to know

Shopping for wood countertops, cabinets, or doors? FSC and SFI are the two green certifications you need to know.

If sustainability is important to you when you remodel a kitchen or bathroom or build a deck, look for the Forest Stewardship Council (FSC) certification. It’s the best indicator, here in the U.S., that the wood used to make your cabinets, countertops, deck, and more was harvested sustainably.

The Sustainable Forestry Initiative (SFI) certification is helpful, too, though less rigorous. It’s a good bet when you can’t find FSC products.

Both certifications tell you whether a wood product comes from a forest that’s managed responsibly.

Responsible forest management


It includes:

  • Protecting fragile ecosystems

  • Respecting native cultures and economies

  • Preventing illegal logging

  • Restricting clear-cutting (removing all trees in a tract) and pesticide use

  • Monitoring the “chain of custody,” or ensuring that the wood in the product you’re looking at really came from the forest that was certified.

Where to find certified wood


Ask your retailer or cabinet maker up front about their certified wood options, and whether any are ready made. You can also use FSC or SFI’s online products database to select a retailer that carries certified wood.

Is certified wood more expensive?


The frustrating answer is maybe yes, depending on efficiencies in the supply chain, or maybe no, such as if FSC-certified suppliers, for instance, are competing with wood that’s been harvested irresponsibly. FSC recommends you do comparison shopping among local suppliers and online.

Forest Stewardship Council = the gold standard


FSC is widely considered the best forestry certification program, although industry groups tend to consider it too strict—and environmentalists, too lax. The nonprofit was started by environmental groups in 1993.

Most agree FSC is a stronger certification than SFI, although to what extent is debatable, as both have downsides. FSC has very specific criteria for what constitutes responsible forest management, placing a big emphasis on environmental health. FSC certification is tougher than SFI in several categories, including how much clear-cutting is allowed and how much chemical pesticide can be used.

Downside of FSC: Because it’s harder to achieve, it’s harder to find in the store. But it’s worth the extra effort, because consumer demand can help it spread to a broader audience. Just allow yourself some extra time to locate products, says BuildingGreen, a company that educates building professionals on green certifications.

Sustainable Forestry Initiative less rigorous


SFI has its roots in the logging industry, as an outgrowth of the American Forest and Paper Association, from which it still receives funding despite the fact that it’s now a separate nonprofit. Because it takes money directly from the industry it polices, and because its certification process isn’t as transparent as FSC’s, you could reasonably doubt whose interests come first.

Still, SFI has toughened its standards over the years, including prohibiting logging of old-growth forests and limiting chemical pesticides. BuildingGreen deems it an acceptable solution when you can’t find FSC products.

Caveat about green certifications for wood products


Forestry certifications aren’t the final word on wood. Consider whether the whole package—everything that makes up those cabinets—is really green:

  • Glues

  • Paints

  • Finishes

  • The distance it has to be shipped to reach you

Alternative idea: Salvaging existing wood or buying products with a large amount of recycled content may be just as green a choice.

Karin Beuerlein has covered home improvement and green living topics extensively for FineLiving.com, FrontDoor.com, and HGTV.com. She and her husband started married life by remodeling the house they were living in. They still have both the marriage and the house, no small feat.


Read more: http://www.houselogic.com/articles/what-is-fsc-certified-wood/#ixzz1VlqPIN31

Tuesday, August 30, 2011

Fit a Small Office in Your Small Home

Setting up a small office in your small home means finding new uses for closets and other tucked-away spaces.


Yes, you can! Squeeze a small office into your small home, that is. But that doesn’t mean you have to take over one of the kids’ bedrooms—just look for under-utilized space.

After that, it’s decision time: How much to spend, how big to make the office, and how you’ll use it.

Here are five solutions to consider:

1. Kitchen helper. From a $400 store-bought island for bill-paying to a breakfast bench nook with file drawers built in under the seats (cost: $5,000 to $15,000), your kitchen is a treasure trove of small office possibilities. Even a slide-out cutting board (about $500 in a cabinet package) can serve as a nifty desktop.

2. Closet conversion. Get rid of unused stuff or consolidate it in another area, and a 3- to 8-foot-wide closet accommodates a built-in desk, shelves, and lighting. Make a nearby chair do double duty for your desk.

With doors and wiring for lighting and a phone, and possible added drywall, your new small office would cost $2,000 to $4,000. Keep in mind that the more floors and walls that wiring has to travel through, the costlier it gets.

3. Porch possibilities. Convert that long, narrow space on the side of your small home that gets only seasonal use to a year-round office for about $15 per square foot. Use plug-in space heaters and fans for your HVAC system.

Use inexpensive, freestanding shelves to provide storage space. Cost: About $70 for a 30-by-80-inch bookshelf.

4. Those out-of-the-way spaces. Alcoves, lofts, stair landings, basement and garage corners, and bedroom nooks qualify as potential office space. Use freestanding shelving units and bookcases. Plants or privacy screens can “wall” the area without making it feel smaller.

You can build a bench for visitors with storage space inside for about $130. Want a craftsman to build it for you? Add another $300 to $400.

5. Under-used dining rooms. Formal dining rooms can be overrated. If yours isn’t being used regularly, convert it to a small office. You’ll be close to your main entry, making it easy to receive clients and business associates. If a nearby kitchen or other busy household area is a noisy distraction, install French or sliding doors as acoustic barriers.

Terry Sheridan is an award-winning writer who has covered real estate and home ownership issues for more than 20 years. She’s owned homes ranging from 1,500 square feet to 3,000 square feet.


Read more: http://www.houselogic.com/articles/fit-small-office-your-small-home/#ixzz1VlogoQCG

Monday, August 29, 2011

Evansville Unveils Arena Name

A group of auto dealerships has secured the naming rights for the new downtown Evansville Arena. The Tri-State Ford Dealers will pay $4.2 million over 10 years to name the building the Ford Center. The new arena is expected to create more than 300 part-time jobs when it opens later this year.

Evansville Mayor Jonathan Weinzapfel is pleased to announce that the Tri-State Ford Dealers have acquired the naming rights for the new Evansville arena, which will hereafter be known as the Ford Center. The naming rights agreement, which will be presented to the Evansville Redevelopment Commission for approval on September 7, calls for the Tri-State Ford Dealers to pay the City of Evansville more than $4.2 million over a 10-year period.

“For a global company like Ford to decide that a marketing investment in Evansville is money well spent, well that just confirms that we’re a community on the rise and that we’ve got a stellar facility,” said Mayor Weinzapfel. “We obviously couldn’t predict what kind of response we’d receive when we put feelers out about naming rights for the new arena, especially in the current economic climate, so this is big time. Hats off to VenuWorks, particularly Steve Peters and Scott Schoenike, the Tri-State Ford Dealers, and everyone who made this deal possible.”

“The Ford Dealers throughout the Tri-State Region are excited to partner with the City of Evansville in becoming the naming rights partner of this fabulous facility. It will play an important role in transforming downtown Evansville. It is a place where they can showcase their world-class lineup of fuel efficient cars and trucks. This is a unique opportunity for the Tri-State Ford Dealers to support the City of Evansville while also reaching consumers outside their stores. The Ford Center is a first-class, state-of-the-art facility that mirrors what Ford is all about: Quality, Technology and Innovation,” said Rob Reynolds, Ford Senior Account Supervisor.

“These are indeed exciting times for the City of Evansville and the region with the construction of a new 11,000-seat facility now named the Ford Center. I believe you will see increased activity on Main Street as it transforms into a destination,” added Scott Schoenike, VenuWorks Executive Director, the firm that manages the Ford Center for the City.

The Ford Center is expected to draw more than 300,000 people through the doors in its first year with a variety of diverse family entertainment and sporting events, including serving as the home court for the University of Evansville men’s and women’s basketball teams as well as the home ice for the Evansville IceMen hockey team of the Central Hockey League (CHL).

The Ford Center is expected to create more than 300 part-time jobs in positions such as ushers, ticket sellers, ticket takers, concessions, and catering. In addition, local businesses around downtown and throughout the Evansville area will certainly see a positive impact because of the Ford Center, particularly restaurants and bar establishments that event attendees will patronize before and after Ford Center events.

Source: City of Evansville & InsideINdianaBusiness.com Report

http://www.insideindianabusiness.com/newsitem.asp?ID=49294

Wednesday, August 24, 2011

Market Watch News Letter for August 2011

Recent stock market gyrations have been challenging and general economic news hasn’t been inspirational, to say the least. Fortunately we live in the Tri-State where both economic data and housing sales are better than last year and moving in the right direction. Nationally there are actually slightly fewer employed people that there were last year at this time. On a statewide basis, there are almost 50,000 more people working and the unemployment rate has dropped from 10.1% to 8.5%. In our area there are almost 9,000 more people working and the unemployment rate has dropped to 7.4%.


Home sales are also up for the past two months, compared to June and July of last year. Closed units in our MLS were up 8% compared to last June and July. I expect a similar trend for the remainder of this year. Another subtle shift from last year is in the price range of homes sold. Last year, partially due to the home-buyer’s tax credit, less expensive home sales increased significantly from the previous year. This year sales of homes priced under $150,000 have declined just over 10%. Homes priced from $150,000-250,000 have been essentially unchanged, while homes priced over $250,000 have increased over 9%. Keep in mind, that the median sales price in our market is under $110,000, so there are always more homes sold under $150,000 than over that amount.


Our marketing and technology departments continue help me provide tools to make buying homes for my clients easier. I know I have already mentioned TuckerMobile.com. This GPS enabled mobile site continues to attract more traffic with over 30,000 unique visitors last month. Recently we acquired TuckerOpenHouses.com. Starting on Thursday of every week, you can view not just F. C. Tucker Emge open houses, but any home scheduled to be open that is posted with our MLS service. It is a great tool because you can search for open houses just like you search for any other listed property. Give it a try; I’m sure you will like it.


Although real estate prices have not changed considerably here, it never hurts to get a yearly market analysis on your home. Kathy and I would be more than happy to prepare one for you. Just give us a call at 812-499-9234 and we will get things rolling.


Enjoy the rest of the summer months. We are sure looking forward to cooler temperatures.

Monday, August 22, 2011

Low-Cost Kitchen Storage: Cheap Stress Reduction

Low-cost kitchen storage strategies bring calm to your kitchen, banishing stress-inducing clutter and leaving the space calm and orderly.

Good news for budget-minded cleaning compulsives: Getting organized in the kitchen won’t drain your piggy bank. Stash more cash and control the chaos with these low-cost kitchen storage solutions, all readily available at home centers, discount stores, and online.

Rack attack: Store pots, everyday dishes, spices, and wine on racks that are freestanding, wall-hung, and ceiling-hung—and voila! Everything is in its own location, visible, and easily accessible!

Position the racks where they make sense: A pot rack above the cooktop; a dish rack close to the dishwasher for quick unloading; spices near the range or meal prep area; a wine rack near the wine glasses and dining table.

You’ll find racks in metal, wood, and other materials, starting as low as $10 to $15.

Shelf expression: You can size an open shelf to fit anywhere you need it and paint or stain it to match your décor. Use shelves for storing such kitchen necessities as cookbooks, attractive dishware, oils and vinegars, and spices.

Home improvement centers have storage sections where you can hunt, but don’t overlook the office supply and bathroom sections for even more low-cost shelves.

You’ll find cool shelves starting as low as $8.

Great divide: Organize the contents of kitchen drawers and cabinets with wire or wood inserts. Drawer dividers keep utensils sorted and orderly. Vertical dividers inside cabinets create a spot for storing trays and cookie sheets. You’ll also find special inserts for storing knives and spices neatly inside drawers.

Available in wire, wood, or plastic, dividers start at about $3.

Elevated thinking: Wire stacking shelves have legs to elevate the storage surface. Set a stacking shelf on a countertop, existing shelf, or inside a cabinet to increase kitchen storage space. Use a stacking shelf for canned goods, dishware, spices, and more.

Prices start at about $6.

Hang ups: Install pegs or hooks along a backsplash, inside cabinets, or anywhere on a kitchen wall to create a place for cups, hot pads, cooking utensils, keys, and recipe clips. Hooks are available that fit over doors or come equipped with magnets that adhere to any metal surface.

Pegs and hooks start as low as $1.

Basket case: Baskets come in a variety of materials to complement your décor, from natural woven grasses to canvas to colorful plastic bins. Set baskets on open shelves, inside cupboards, and on the kitchen counter to round up small items, such as napkin rings and bamboo skewers.

Baskets are great for storing dish towels, cloth napkins, and coupons. Prices start as low as $1.

With four home renovations to her credit, Jan Soults Walker is a devotee of improvements, products, and trends for the home and garden. For 25 years she’s written for a number of national home shelter publications, and has authored 18 books on home improvement and decorating.


Read more: http://www.houselogic.com/articles/low-cost-kitchen-storage-cheap-stress-reduction/#ixzz1VIJCE6hE

Friday, August 19, 2011

More homeowners refinancing into shorter loans: survey

More homeowners prefer to pay off their mortgages sooner as interest rates have stayed near rock-bottom and weak labor conditions have caused them to reduce their debt loads, a survey showed on Monday.
The current trend in refinancing into shorter-loan terms is a stark contrast to the one during the height of the housing boom, when families were taking out bigger mortgages against the rising values of their homes.

Of those homeowners who refinanced a 30-year fixed-rate mortgage during the second quarter, 37 percent moved into a 15-year or 20-year fixed-rate loan. This is the highest since the third quarter of 2003, mortgage finance agency Freddie Mac (FMCC.OB) said.

In the second quarter, interest on the 30-year mortgage averaged 4.65 percent, compared with a 3.84 percent average on 15-year mortgages, the company said.

"It's no wonder we continue to see strong refinance activity into fixed-rate loans," Freddie Mac Chief Economist Frank Nothaft said in a statement.

Refinancing has comprised the bulk of U.S. mortgage activity since the housing bust that led to the 2007-2009 global financial crisis.

During the second quarter, the refinance share of mortgage applications, versus the share of applications for loans to buy a home, averaged 70 percent, Freddie Mac said.

Source: http://old.news.yahoo.com/s/nm/20110815/bs_nm/us_usa_mortgages_freddiemac

Thursday, August 18, 2011

Splashin' Safari Named Number One Water Park in Country

SANTA CLAUS, IN - Holiday World is no stranger when it comes to topping "best of" lists. They've had number one rides, been called the nation's friendliest and cleanest park, and now comes another distinction.

Travel website, tripadvisor.com, has named Holiday World's Splashin' Safari as the number one water park in the country.

In giving Splashin' Safari the top spot on their list, Tripadvisor.com cited what they referred to as "aquatic delights" such as the Wildebeest water coaster, and the parks practice of providing free soft drinks and sunscreen.

"This is huge," says Holiday World & Splashin' Safari president Dan Koch. "Our country has so many excellent water parks; it's humbling to be declared the best."

Last week, Holiday World officials announced they will be adding yet another attraction to Splashin' Safari. A second water coaster called "Mammoth" will open next May.

Here is tripadvisor's top ten water parks list:

  • 1. Holiday World & Splashin' Safari, Santa Claus, Indiana
  • 2. Typhoon Lagoon, Orlando, Florida
  • 3. Noah's Ark Water Park, Wisconsin Dells, Wisconsin
  • 4. Morey's Piers, Wildwood, New Jersey
  • 5. Kahuna Laguna, North Conway, New Hampshire
  • 6. Water Country USA, Williamsburg, Virginia
  • 7. NRH20 Waterpark, North Richland Hills, Texas
  • 8. Adventureland, Des Moines, Iowa
  • 9. Aquatica (SeaWorld's Waterpark), Orlando, Florida
  • 10. Wild Water & Wheels, Surfside Beach, South Carolina