New report shows most Americans not prepared for disaster

According to a recent survey conducted by the insurer Allstate, many American consumers are woefully unprepared for a disaster. If recent disaster-filled years are any indication, this problem must be rectified as quickly as possible.

In 2011, the Federal Emergency Management Agency (FEMA) issued 99 major disaster declarations - the most since FEMA began the disaster declaration system in 1953. According to FEMA's website, major disaster declarations in 2011 ranged from a tornado in Massachusetts to a hurricane in Texas - in other words, the incidents were completely unpredictable.

Natural disasters can strike anywhere, at any time, but according to Allstate's survey, that is not enough incentive to provoke American consumers to take precautions. The numbers show that despite the large percentage of Americans whose homes have been damaged by natural disasters - 21 percent - a staggering 56 percent of consumers have not taken inventory of their belongings.

Taking inventory can make the process of filing homeowners insurance and property insurance claims much easier in the event of a disaster. Without the proper inventory, families could easily lose property in a storm, fire or flood, and be unable to replace it. Consumers who have prepared for disaster before it strikes will be able to file proper claims and rest easily knowing their property is protected.
Source: http://homeinsurance.com/news/new-report-shows-most-americans-not-prepared-for-disaster.php